Get the best deal on Car Title Loans in Alabama (AL)

Premium Car Title Loans offers the loans with the lowest interest rates in the country. If you need money fast, fill out our online application form to see if you qualify. Our company has served Alabama for over twelve years, offering the best value in car title loans, with reasonable rates, excellent customer service, and manageable payment options. Our loan process is fast and simple, so you will know right away if you qualify.

A Loan When You Need it the Most 

If you’re tired of being turned down for a loan due to bad credit, or you simply can’t wait weeks at a time for a loan approval from banks or credit unions, then contact us today.

Applying for a loan with us is as simple as filling out our online form. Your information will be reviewed instantly. A lender will contact you immediately if you apply for a loan, and request more information on your vehicle, such as the VIN number, make, model, and images of each side of your vehicle. Once a lender approves you for a loan, you’ll receive your payment within twenty-four hours, it’s that simple. 

How We Work 

Typically, when you apply for a traditional loan through a bank or another financial institution, a high credit rating is always one of the main factors that will determine whether or not you qualify. At Premium Car Title Loans, you are not disqualified for a low credit score. Your eligibility is determined based on the value of your vehicle.  

A car title loan is a type of personal secured loan. Instead of based your eligibility on your credit, eligibility and the loan amount is based on how your vehicle is valued.  If you’re approved for a loan,  you will hand over the title of your vehicle, until the loan is repaid. However,  you will still be able to use and drive your vehicle as you pay off your loan. 

During the loan application process, we will assess the condition of your car based on:

  • Mileage
  • Condition of body and interior 
  • Make 
  • Model
  • Year 

Newer vehicles will often result in a higher loan amount. If you have a vehicle that was manufactured in 2000 and up, you can qualify for a higher loan amount. 

How You Can Qualify

We proudly offer the lowest interest rates in Alabama. Loan eligibility is not based on your credit score. However, you must meet certain criteria in order to qualify. 

This includes:

  • Employment or proof of monthly income source 
  • Free and clear car title 
  • Alabama issued driver’s license or identification card

Need Money Fast? We Can Help

When an emergency strikes or you’re hit with an unexpected bill and you’re days away from payday, we offer the best solution and the fastest loan processing time out of any car title loan company in Alabama.

Your loan can be used to:

  • Supplement your income until payday
  • Buy groceries
  • Medical care
  • Repair your home or vehicle 
  • Pay an unexpected bill 

When you’re dealing with a financial emergency, you won’t have time to wait for a loan to be approved through your local bank or credit union. We know that a fast loan approval is crucial. If you want cash in twenty-four hours or less, then let us help. At Premium Car Title Loans we’ll let you know immediately whether or not you qualify for a loan. When every minute counts, you need to go with a company that understands the importance of a speedy loan process. 

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    Contact Us Today

    Applying for a loan simple. To start, fill out our online loan application, which will ask a few simple questions. Once a lender reviews your application they will contact you immediately to discuss what additional information is needed in order to start the loan process right away. It’s that simple.