Get Fast Cash for Your Title Loan in Lynwood, CA.

Apply Now & Have Cash In Your Hands In As Little As 24 Hours.

Loan terms are typically 24-44 months to keep a comfortable payment but there is NO prepayment penalty.

Get Fast Cash for Your Title Loan in Lynwood, CA.

Apply Now & Have Cash In Your Hands In As Little As 24 Hours.

Loan terms are typically 24-44 months to keep a comfortable payment but there is NO prepayment penalty.

Apply Now



    You can apply for free online or over the phone 7 days a week



    Find out if your vehicle qualifies with a hassle-free experience



    Submit required documents and signatures



    Pick up your money at a variety of convenient CA locations or we’ll have someone come out to you

    What Is A Car Title Loan?

    Using the equity in your vehicle, you can apply for this type of person loan. You may be wondering how much money you’ll qualify for. However, this will heavily depend on the age, quality, and condition of your vehicle. As you’re paying off the loan, you can continue to use your vehicle, so there’s no worry that you’ll be left without transportation during this time. Additionally, even if the vehicle is not paid off, we can still help if you have equity in your vehicle.

    We report to the major credit reporting agencies so making payments to us on-time can improve your credit score. Contact one of our representatives in California.

    How Your Car Is Valued

    Lenders require 5 pieces of information that can help them to assess and determine the value of your vehicle. If you know the VIN number of your car, this will make it much easier and much more accurate to get the correct value.






    Once You’re Preapproved,
    You MAY Need The Following

    • Paystubs from your current employer
    • Proof of residence
    • Proof your vehicle is currently insured
    • Title of vehicle
    • Government issued driver’s license or photo ID
    • 3 personal references
    • Images of your vehicle (all 4 sides including VIN and Odometer)

    We can help you with the above if you don’t have what they need. 

    Upon loan approval, you will be required to sign a loan agreement provided by the lender. Before the loan is approved, the lender will need to verify the condition of your vehicle and odometer. They will also be placed as a lien holder on the title until the vehicle title loan has been paid off.

    Learn More About Your Car Title Loans in Lynwood California

    Cash is a simple form and a few minutes away.

    In a financial emergency, people hurry to sell their assets – their guitars, engagement rings, and their vehicles. But selling assets can take a long time and once they’re sold, these possessions are gone for good. Fortunately, there’s a much easier way to get cash quickly without giving up your treasured possessions: Car Title Loans.

    When you think of “loans,” you may think of a long, bureaucratic process that involves spending several hours at your local bank. But auto title loans skip the traditional banks altogether, and you don’t need to worry about your credit score, either. Pairing you with a lender local to Lynwood, Premium Car Title Loans will get you cash quickly: up to 50% of the value of your car, in as little as one business day. Applying for a car title loan is fast and simple. You don’t have to leave the comfort of your home to apply – simply fill out our application form now, and one of our title loan specialists will walk you through the process.

    What is an Auto Title Loan in California?

    If you own a vehicle, you own a valuable asset that you can exchange for a cash loan. A car title loan involves handing over the title to your vehicle to a lender in exchange for cash. While the lender will then “own” your vehicle because they have possession of the car’s title, you’ll still get to drive and keep the vehicle itself – which means you can get the cash you need, instantly, and without actually giving up one of your most valuable assets. Highly regarded for its simplicity and speed, auto title loans are a popular, trusted way to get cash when you’re in a financial bind. Online title loans are easier than ever to access thanks to our easy application and straightforward loan process.

    Title loans can be up to 50% of your car’s equity value, and can be obtained in as little as 24 hours. Apply for free online, or call Premium Car Title Loans Lynwood. We’re available seven days a week – because we know that when you need money now, you don’t have time to spare.

    How Much May I Borrow with a Car Title Loan?

    The loan value you will qualify for will heavily depend on two factors: the equity value in your vehicle and your income. We will determine your car’s value based on its year, make, model, mileage, and other miscellaneous factors, such as the car’s condition, the size of the engine, and any extra bells and whistles (such as leather seats or a sunroof). We will then work with you to understand your ability to repay the loan, and what type of payments are manageable. Once we have this information, we will make a loan offer.  In some cases, the cash offer is up to 50% of your car’s equity value.

    Why Choose an Auto Title Loan from Premium Car Title Loans?

    With over 5 years of experience, Premium Car Title Loans is the largest most trusted Nationwide Auto title loan referral provider. We’ve worked with countless clients and lenders to streamline every step of the process. Our experience aids us in making the proper loan amount recommendations. Additionally, our team of certified experts is always available to answer every question you have.  Making the decision to hand over your car title and take out a loan is a major decision. We work hard to make the process as simple as possible, getting you cash you need in as little as one business day. You also don’t have to hop in the car to come into our any office. Simply fill out the easy application to get started, and give us a call if you run into any questions. Financial relief is closer than you think.

    Other qualifications are part of the standard approval process. We’ll ask for you to have the following ready, but we may not need all of it:

    • Government-issued ID
    • The original copy of your car’s title
    • Social security card
    • Insurance
    • Pictures of all four sides of your car, then pictures of your odometer (to confirm mileage) and VIN (Vehicle Identification Number). The VIN is important for determining your car’s value. To find your VIN, simply look at where your vehicle’s dashboard meets the windshield on the driver’s side. If it’s not there, it may be where the driver’s door latches where it closes. Open the door and assess the side of it. You may also locate the VIN on the vehicle registration card
    • Three references who aren’t related to you

    Qualifying for a Lynwood Title Loan

    In order to qualify for a car title loan, you must meet certain criteria  Lynwood, but let’s first talk about what you don’t need:

    • You don’t need a good credit score, or any credit score, for that matter.
    • You will not have to go without your vehicle as you pay off your loan.

    What you do need:

    • Your vehicle must be paid in full, or almost fully paid off. If you own the car outright, great! If you’ve been financing a newer car, you will only qualify for a loan if you have three or fewer payments left before you own your vehicle outright— but the qualifications here differ depending on your situation. When in doubt, call us, and we’ll work through it with you.
    • In some states, such as Florida, you do need to have a bank account to take out an auto title loan. But that’s okay – you can just deposit the cash into your bank!
    • A reliable income source. This doesn’t mean you need to have a full-time job, or even a part-time one at that: you can be an entrepreneur that brings in some revenue here and there. You can even be retired! We just want to see that you have a reliable monthly income that will allow you to make your loan payments on time.
    • For the title to be in your name. You can’t give up your car’s title as collateral for a loan in your name if the title itself is not in your name.

    Other qualifications are part of the standard approval process. We’ll ask you to have the following information ready, but we may not need all of it:

    • Government-issued ID or driver’s license
    • The original copy of your car’s title
    • Social security card
    • Car insurance
    • Pictures of all four sides of your car, then images of your odometer (to confirm mileage) and VIN (Vehicle Identification Number). The VIN is crucial in order to determine your car’s value. To find your VIN, simply look at where your vehicle’s dashboard meets the windshield on the driver’s side. If you cannot locate the VIN here, then it may be located the driver’s door latches where it closes. Open the door and assess the side of it. You may also find the VIN on the vehicle registration card
    • Three personal references from individuals who aren’t related to you

    When a Vehicle Collateral Loan is Ideal in Lynwood

    Financial emergencies happen. They tend to strike when we least expect it and can cause us to scramble in search of a fast and simple solution – from medical bills to unexpected expenses from accidents and storms. Maybe your business went under, your dog needed unexpected surgery, or maybe you simply need to make the down payment for your child’s dream school. For whatever reason you need money, the quickest and easiest way to get short term financing is to take out an auto title loan at Premium Car Title Loans in Lynwood. Some of our clients receive cash in as little as thirty minutes. The process is easy and straightforward: fill out the form on the homepage to apply for free now, or reach us by phone all seven days of the week – because we know financial binds can’t wait.

    Leading Title Loan Specialists in Lynwood

    Our auto title loan specialists have seen it all before: various financial situations, loan terms, and car values. We’ll work with you over the phone or in person (up to you!) to help guide you through the entire loan process swiftly and efficiently. We have several years of experience, and because of this, we’ll have the answers to all of your questions, and will ensure you have all the information you need in navigating your car title loan.

    Premium Car Title Loans Help You Access $1,000 Or More

    Praised as the easiest way to unlock short term financing, at least $1,000 can be in your pocket by tonight by taking out a car title loan. Once you agree to applicable terms, you’ll sign the loan agreement provided by the lender, hand over your car title, and the vehicle will remain in your possession as you pay off the loan. Many people who live paycheck to paycheck need to keep their cars to pick up their kids from school or make it into work everyday – when you hand over your car’s title as collateral, you’ll still be able to move freely about Lynwood as you make your monthly loan payments.

    Auto Title Loans Or Payday Loans?

    Taking out an auto title loan in CA is easier and much simpler compared to a payday loan. While both types of loans can be a solid option when you need money fast, payday loans are taken out when you borrow a certain amount from a lender, and write them a check for that exact amount for a later date – usually 14 days later. You work with the lender to decide upon a finance fee or interest rate, and incorporate that into the check amount.

    Interest rates for payday loans are typically dependent on your credit score, which means your interest rates could be astronomical if you have low or no credit. Because your credit score doesn’t matter nearly as much for auto title loans, chances are that your interest rates will be lower. Additionally, a payday loan can be difficult to pay back, due to their higher than average interest rates. This can leave you broke on your next pay day, requiring you to apply for an additional loan. Often, this is a cycle that’s impossible for low income families to break. Car title loans are much different. You’ll find lower interest rates and low weekly payments that are manageable.

    Paying off the Car Title Loan Lynwood

    When it comes to short-term financing, auto title loans are often the go-to solution. Because of this, it’s important to know that the loans typically need to be paid off within 30 days. But thirty days is often more than enough time for the borrower to get back on their feet after an unexpected financial catastrophe. Interest rates on your Lynwood CA loans will differ from lender to lender, but we’ve seen an average interest rate of 96% compounded daily. The sooner you pay off your loan, the less interest you’ll owe.

    Frequently Asked Questions

    The first step is to fill out the quick pre-approval web form. Our lenders will ask for a full application if it looks like you have a strong possibility of getting the loan. The pre-approval web from is only a few questions and will tell us about you and your vehicle. Once we know this, we can figure out what lender will work for you and connect you to that lender. In some cases the lender may tell us the pre-approval amounts and ask us to help you with the process… to a point. The very private information will be between you and your lender and not us. Once you know what you can get you can decide if you want the loan and proceed of not… and all this is without ANY cost to you. If you get the loan, then you would pay the lender, not us, for the loan and interest and any fees incurred.
    This is a secure loan based on the equity value of your vehicle and your ability to repay the loan. You still get to drive the car but you also get the cash.
    * Govt. issued photo ID (Like an I.D. or Driver license). * F Free and Clean Title in most cases but some lenders will allow a small amount to pay off on your behalf. * Three references not related to you. * Insurance. * Social Security Card (or a Document on which your name and SSN both are listed) * A checking account may be needed in some states (we can help on this too!).
    No. One loan, one car, one person. If you are married and the title is in both of your names, each person can get a car title loan seperately in most cases and the ability for both of you to repay the loan.
    In the Los Angeles area and parts of Florida and Texas yes. All other areas no.
    Yes. If you are traveling out of state, you will need to sign the paperwork in the state of which you live.
    Well that's a maybe. Most lenders we work with can incorporate the last couple payments into a car title loan but this is only done on newer cars.
    Not at all. That is one of the great things about a car title loan. You can have little, bad or even no credit at all.
    Some of them do. Most are looking to see if you are in active credit counseling prior to bankruptcy or in active bankruptcy now. They know your credit may not be that great because that’s why you need a loan – to help out.
    This varies but we want to give you a pretty clear answer here. Title loans are high interest loans and are meant for short term needs. Interest rates vary by company and by state. Some are as low as 52% per year compounded daily and some go into the 200-300% range per year. In our experience we have seen an average of about 96% per year compounded daily. The best way to think about this is take out one dollar and you pay back a little less than two… if you kept the loan out for a whole year. You can triple that if you take it out for 3 years.
    You have to have some sort of income period. We are more concerned about the fact that you have a way to pay the loan then the question if you are employed. You can be self- employed, or even receive income from some source other than an employer but we will require that you show there is some income to cover the payments.
    Yes. You can even be on disability. The key issue is that you have a source of income to pay the loan.
    In some states we have seen people get their money in less than 30 minutes. Other states a few days. We will have you pre-approved in a matter of minutes. Then the paperwork is about 15 minutes of your time. Of course, plan on spending some time picking up your money.
    100% yes. The lenders do not hold your vehicle at all.
    Actually yes in most states if you want to. You will need to call us to see where this is available but we can help.
    Yes and No. You may be thinking about a payday loan which does require this but we do not require a bank account at all in the majority of the states BUT there are some states you do like Florida.
    We are like you on this issue. We care a great deal about your privacy. You should know that we will never sell or distribute any information you give us to anyone other than the direct lender. We will not do business with a lender that sells or shares your information with anyone other than themselves. Additionally, your information is safe because we do not distribute your private information to multiple lenders, only one at a time based upon you’re okay that the first lender was not the car title loan company you wanted. We will then take the title loan information and send it to another lender but only upon that condition.
    We use the standard and the enhanced information. The standard information is the vehicle mileage, year, make and model but we go further with our enhanced process and add to it the color of the vehicle, the condition, the edition of the model, the engine size and the options that the vehicle has installed like a sunroof or if it has leather seats. The more you tell us about your vehicle the greater we can give you a loan amount to the max...MaxCash!
    You will need to apply at the Secretary of State for a duplicate title. There are exceptions to this rule so let us know that this situation exists.
    If it is a spouse then whomever the title name is will have to sign the loan documents but if it is someone you do not know or a friend, then that will not work.
    You will get a release of the lien upon paying off the loan and you can then attach this to your title or send it in to the Secretary of State to have a fresh title without the lender on there.
    This is a great question so let's discuss it openly. The fact is you are using your vehicle to get a loan. You are telling the lender that should you not pay the loan, that they can get the vehicle from you for sale so they can pay off the loan and give you the remaining proceeds if any. The fact is most lenders dislike doing this and it us used as a very last resort because not only is it very expensive to do this but also they know that you will never want to be a customer again. They also know that they will lose money when they auction it off and the end result is no-one wins! Most Lenders will do whatever they can to make sure that you can pay this loan and you will return as a happy customer. They want your word-of-mouth business and to do this they have to lend responsibly and you have to borrow the same.

    Contact US

    Ready to get started? Please reach out and get approved for your car title loan today!

    Phone No: 855-440-0097